Legacy Insurance Agency – Infinite Banking Concept ®
Legacy Insurance Agency is an independent insurance agnecy and financial planning firm helping high-income families, physicians, and business owners protect their income and build lasting wealth.
Our business is to help you succeed and transfer your legacy — by protecting your family and what you’ve built, planning smarter for the future, and creating prosperity and generational wealth.
Protect, Plan and Prosper for Generations
We specialize in Life Insurance, Disability Insurance, comprehensive Financial Planning (including retirement, estate, college, and business planning), and the Infinite Banking Concept ®.
Our Core Protection and Planning Services
Life Insurance
Term life and whole life insurance to protect your family, support estate planning needs, and build long-term financial security.
Disability Insurance
Protect your income if you become sick or injured. Especially important for physicians, business owners, and high-income earners.
Financial Planning
Retirement planning, business planning, college planning, and estate planning strategies designed to help families and business owners protect what they’ve built and prosper for generations.
Infinite Banking Concept ® (IBC) Authorized Practitioner
Become your own banker and gain greater control over your finances using specially designed whole life insurance policies. Grow your wealth over time safely and predictably.
Access your policy values at any time without credit scoring or more qualifying. Borrow against your policy’s cash value while it continues to grow.
Create financial freedom and independence from tradtional banking and lending institutions.
Life Insurance – Retirement Planning – Financial Strategies
∞ Infinite Banking ∞
Research shows that the vast amount of Americans will transfer away
the majority of their wealth to
TAXES, INTEREST and FEES… Unnecessarily!
Let us help you recover the losses.
Are you searching for a better way?
If you are seeking financial security and freedom, success is just a few clicks away.
Legacy Insurance Agency specializes in Participating (Dividend-Paying) Whole Life Insuarance. We help families and business owners to utilize their life insurance while they’re alive for Infinite Banking and Retirement Planning.
👉 Financial Education Videos – Legacy Money
Legacy Insurance Agency
Life insurance can ensure that your legacy lives on for generations. Create perpetual wealth and define your legacy by investing in yourself and your family.
We add value to LIFE™ today by coaching you on how to implement effective strategies that empower you to prosper using the power of life insurance.
Legacy Insurance Agency’s website can be used to schedule meetings, get self-service insurance quotes, or to learn more about our financial services.
Our Passion is Protecting Your Family and Building Your Legacy
Let us help you protect your family, income and business while growing your wealth safely and predictably. You can achieve financial success, starting by protecting your most valuable assets.
We can help you with retirement planning and financial strategies tailored to your wants and needs. Let us show you how to integrate legacy insurance into your financial plan to recover wealth transfers, reduce your risks and maximize your benefits.
Registered Financial Consultant
Managing General Agent
If what you thought to be true about money turned out not to be true,
when would you want to know?
Americans have been misled about saving and investing for too long. We have been told that the stock market is the ONLY place to invest our money… And to max out the contributions on our 401k and retirement plans.
Sadly thousands of Americans have risked their entire retirement savings in qualified plans and the stock market. Trillions of dollars have been lost. The good news is, You don’t have to believe the lies anymore!
Another lie we’ve been told by the “financial gurus” is that life insurance is a bad investment. That you should “buy term and invest the difference”. The first problem with that theory is that most people never save the difference. The next problem is that the term insurance usually expires when you need it the most, when you are most likely to die.
The Truth About Life Insurance
The truth is, permanent life insurance should not be looked at as traditional investing. However, it is one of the safest places to store your money. It combines protection and savings to help you create generational wealth. And, if you understand how, you can use it while you’re alive!
Term vs. Whole Life vs. Infinite Banking – Side-by-Side Comparison
Term Life vs Whole Life vs Infinite Banking – Side-by-Side Comparison
| Feature | Term Life | Whole Life Insurance | Infinite Banking (IBC) |
|---|---|---|---|
| Duration | 10–30 years only | Lifetime | Lifetime |
| Cash Value | None | Builds with dividends | Builds faster with PUA riders |
| Can Borrow From Policy? | No | Yes | Yes – often earlier & more accessible |
| Financing Major Purchases | No | Yes (limited by cash value) | Yes – designed for maximum financing power |
| Retirement Income | No | Yes – tax-advantaged | Yes – tax-advantaged |
| Death Benefit / Legacy | Yes (during term) | Strong lifetime benefit | Strong lifetime benefit |
| Best For | Low cost, short-term protection | Long-term protection + savings | Maximum control & banking behavior |
Note: Whole life insurance forms the foundation of the Infinite Banking Concept. IBC simply adds Paid-Up Additions (PUA) riders to accelerate cash value growth, allowing policyowners to access loans earlier and with greater flexibility. Success with either strategy ultimately depends on the policyowner’s behavior and proper guidance from an experienced practitioner.
Not sure which option is best for your family? Book a free 30-minute Infinite Banking Discovery Session with Barry Page.
Safe Alternatives
Annuities and Life Insurance offer a safe alternative to CD’s, and investing in the stock market, while protecting your most valuable assets. You can diversify your financial portfolio and develop a safe strategy for retirement using fixed annuities and whole life insurance.
Shield your assets from predators, risk and losses. You can also benefit from the tax advantages offered by these time tested products that have been around much longer than the income tax. These tax benefits are not offered with other financial products, and allow more flexibility than traditional retirement accounts.
We offer a no cost, no obligation financial review. Don’t wait another minute to get the protection that you and your family deserve. Simply contact us to get started with your personal financial review.
Frequently Asked Questions and Answers
Who is Legacy?
Legacy Insurance Agency was formed to provide value and results to those seeking financial freedom and security. We serve families and businesses by providing proven financial strategies and solutions.
What is Legacy Insurance?
The best way to create your family legacy is with life insurance. You can leave a legacy of love that will live on for generations with a properly designed life insurance plan.
What is an Annuity?
An annuity is a contract between the annuity owner and the life insurance company. There are many types and uses of annuities, but typically they are intended to provide certainty and income.
Our Safe Money approach provides options that can help you achieve your retirement goals.
To learn more, download our free annuity guides.
How does retirement income work?
Retirement is typically a time in life when a person determines they no longer have to work, and they have sufficient resources available to fund their lifestyle. We think differently about the subject and offer strategies to maximize the quality of life during this period.
Retirement planning doesn’t have to be complicated, our approach is simple. It’s not how you will spend your time… But how you will spend your money.
During retirement, your income has to be sufficient to fund your needs and lifestyle. Unfortunately, income can be negatively effected by taxes and inflation. Our financial strategies show you how to create more spendable income during retirement.
What are the differences between Term and Whole Life?
Term Life provides temporary protection at an affordable rate over a specified period of time. Whole Life offers permanent protection and coordinates with your other assets by providing protection, growth and significant tax benefits.
Which is Better, Term Life or Whole Life? Life Insurance Comparison (Video) 👇📺
What is the benefit of life insurance during retirement?
Taxes will be the largest transfer of our wealth, when we retire, they are amplified. Life insurance offers many benefits and tax advantages not offered with other financial products like CD’s or stocks, and allows more flexibility than traditional retirement accounts.
Retirement Income – How To Create Tax Free Cash Flow Using Life Insurance (Video) 👇📺
What is the Infinite Banking Concept?
IBC Explained and Simplified (Video) 👇📺
“The Infinite Banking Concept is not a bank; it is a thought process that represents a major paradigm shift.”
~Nelson Nash, Bestselling Author of Becoming Your Own Banker
The Infinite Banking Concept IBC is a way to finance our major purchases without traditional bank qualifying. And, to recover the interest that one is paying to banks and finance companies for the major items that we need to finance during a lifetime.
The Infinite Banking Concept (IBC) works through a custom designed, dividend paying, participating whole life insurance policy from a mutual life insurance company. These policies function like a bank via you making deposits and loans, by giving you access to capital allowing use, and control of your money.
Learn more about the 👉 The Infinite Banking Concept
Download a Free Report, 👉 How IBC Works